Car Insurance Services
Cheap monthly, daily or hourly car Insurance
Need to borrow a friend or family members car? Just bought a car and need to drive home?
- Cheap temporary insurance
- 1 day to 30 days
- Get on the road in minutes
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Maximum flexibility
Get car inspection that lasts for hours, days, weeks or months.
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Comprehensive cover
Enjoy full cover with no risk to your no-claims bonus.
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Instant protection
No matter how short-notice your needs are, you’ll be covered as soon as you sign up.
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We provide the best Insurance
Get comprehensive, short-term car insurance with flexible coverage options tailored to your needs, ensuring peace of mind without long-term commitments.
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Flexible short-term coverage options
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Instant online quotes and activation
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Affordable rates for all drivers
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Comprehensive protection and peace of mind
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No long-term commitments required
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How you can get temporary car inspection in just few steps?
Enter Your Registration Number
Quickly get a quote by entering your car’s registration number.
Enter your information
2. Provide your details to customize and activate your temporary insurance policy.
Select insurance
Choose the perfect temporary coverage that suits your driving needs.
Pay and get your Policy
Secure your coverage instantly with easy payment options and confirmation.
What’s included with Temporary Car inspection
- What’s covered
- What’s not covered
- What’s optional
What’s covered
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Flexible duration
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Loss, theft or damage
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Accident recovery
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Limited European cover
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Emergency treatment
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Legal liability
What’s not covered
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Tyres
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Electrical breakdowns
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Unnamed drivers
What’s optional
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Full European cover
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Breakdown assistance
Start tracking your claims
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Am I eligible for temporary insurance?
To apply for short-term car insurance, both you and your car need to check a few boxes.
As a driver:
- You must be aged between 17 and 75, and have a full, valid UK driving licence.
- If you’re aged between 17 and 21, and it’s for your own car, you need to have clocked up at least 6 months on your licence.
- If you have had any fault claims or motoring convictions, this may affect your ability to get temporary cover.
- You need to get the car owner’s permission, and agree to take responsibility for getting the right cover.
As for the car:
- It needs to be less than 40 years old.
- The car should be registered in the UK.
- You can get cover for a lease car, but not for a hire or rental vehicle.
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Testimonials \
What they’re talking about the Insurance?
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Quick and easy process. Got my inspection in minutes. Highly recommend!”
Kevin martin
Customers
Excellent service and fast approval. Perfect for my temporary needs.
Christine eve
Customers
Simple to use and affordable. I had my inspection in no time!
James T
Customers
Great experience! The coverage was just what I needed for my trip.
David R
Customers
Efficient and reliable. The online process was straightforward and hassle-free.
Emma L.
Customers
FAQs
? When might I need short-term car insurance?
Short-term car insurance can be useful for lots of situations, whether you own a car or not.
It’s handy if you need car insurance to borrow someone else’s car, drive one home after buying it, or for occasional use of a vehicle you keep off the road:
Borrowing a friend or family member’s car – If you don’t have your own car, short-term car insurance lets you get behind the wheel of someone else’s
Learner drivers practising before their test – You can get short-term cover for learners, so you can practice in your parent’s car without having to be added to their policy as an additional driver
Collecting or delivering a vehicle – It’s a quick way to arrange cover to go and pick up a car you’ve just bought, for example, or take one to someone else
Test driving a new car – If you’re buying from a private seller but don’t have cover to drive other cars, short-term cover will let you legally have a test drive
Splitting driving duties with friends and family on a long journey – You can all share the driving if you get temporary policies
Occasionally driving a classic or sports vehicle – If your pride and joy is usually kept carefully garaged, short-term cover will let you take it out just for special occasions
In an emergency – You can borrow a car in a hurry by quickly arranging a temporary policy instead of having to be added to the owner’s annual car insurance
? Will claiming on a short-term policy affect my no-claims discount (NCD)?
Your temporary insurance policy is entirely separate from your annual car insurance policy, so it won’t affect your NCD if you need to make a claim on the short-term cover. If you’ve borrowed someone else’s vehicle, their NCD won’t be reduced either.
? Can I insure a car multiple times in a year?
If you need to insure a car multiple times in a year, it’ll usually be cheaper to compare quotes for annual car insurance instead. You’ll also build up a NCD this way – something you’ll miss out on with short-term car insurance.
? Do I need temporary cover for a hire vehicle?
No – insurance will be included by the hire firm when you hire a car, but there’s usually a high excess, which you’ll have to pay if you’re in an accident. Short-term car insurance could give you the option of borrowing a car instead of hiring one and paying for temporary insurance instead of the hire fee.
? Can I get temporary cover as a returning UK resident?
For expats returning to the UK for short visits, temporary car insurance is a quick and easy way to get cover.
You might have to meet some criteria – some providers ask that you’ve previously lived in the UK for 36 months and have a permanent address abroad, while others will cap the age of the driver they’re willing to insure.
You’ll need to have the details of your driving licence and usually it must be a full UK, EU, NI or EEC licence to get cover.
? How old do I have to be to get temporary car insurance?
You’ll typically need to be a minimum of 18 years old to get temporary cover, although some car insurance providers will cover drivers as young as 17 years old. And if you’re learning to drive, it’s also worth considering a specialist learner driver policy – this can cover you for up to 12 months. And once you pass your test, opting for black box car insurance could be cheaper than standard cover.